|
| American Title Group, Inc. |
| Eugene, Oregon |
| Violation: Withheld money. Failed to own and maintain a title plant. Failed to deposit premiums in a trust account. Failed to completely respond to an inquiry from the DCBS director. Gave a thing of value to an intermediary. Failed to notify the DCBS director of the authorization and termination of an insurance producer. |
| Penalty: $15,000 fine. In lieu of further enforcement action, American Title Group agreed to surrender its Oregon producer license and never apply for another insurance license in Oregon. |
| Date of Order: 02/21/2006 |
|
Final
|
|
| AmeriTitle, Inc. |
| Bend, Oregon |
| Violation: Gave a thing of value to an intermediary. |
| Penalty: $1,500 fine |
| Date of Order: 08/09/2006 |
|
Final
|
|
| Aon Corporation and its subsidiaries and affiliates |
| Chicago, Illinois |
| Violation: The insurance regulators and Attorney Generals of Connecticut, Illinois, and New York alleged that Aon unlawfully steered clients insurance business to favored insurers. Aon did not admit or deny any allegations, but entered into a settlement agreement with the three states dated March 4, 2005. Subsequently, Aon entered into an NAIC-facilitated multi-state regulatory settlement agreement (RSA) dated May 5, 2006, with the insurance regulator of Connecticut and other state insurance regulators who chose to participate. The RSA adopted the agreement between Aon and Connecticut, Illinois, and New York. |
| Penalty: Aon agreed to pay remedial benefits to policyholders, take corrective actions, and make periodic reports to regulators. |
| Date of Order: 07/27/2006 |
|
Final
|
Multi-State Regulatory Settlement Agreement
|
Exhibit A
|
|
| Best Insurance Consultants, LLC |
| Portland, Oregon |
| Violation: Failed to keep required premium trust account records. |
| Penalty: $6,000 fine |
| Date of Order: 10/25/2006 |
|
Final
|
|
| Bettis, Timothy L. |
| Portland, Oregon |
| Violation: Failed to respond to an inquiry from the DCBS director. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 07/24/2006 |
|
Final
|
|
| Born, Gregory D. |
| Naperville, Illinois |
| Violation: Was subject to enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 03/21/2006 |
|
Final
|
|
| Chickering Claims Administrators, Inc. |
| Cambridge, Massachusetts |
| Violation: Failed to promptly and equitably settle a claim. Failed to acknowledge and act promptly upon communications relating to a claim. Failed to truthfully respond to an inquiry from the DCBS director. |
| Penalty: $5,000 fine |
| Date of Order: 03/01/2006 |
|
Final
|
|
| Dollar, Philip S. |
| Portland, Oregon |
| Violation: Used a dishonest practice in the conduct of business. |
| Penalty: $4,000 fine |
| Date of Order: 03/13/2006 |
|
Final
|
|
| Dunstan, Larry K., and Multi-Tech Insurance Services, Inc. |
| West Linn, Oregon |
| Violation: Dunstan commingled premiums with other money in a trust account. Multi-Tech Insurance Services did not report Dunstan's violation to the DCBS director and did not take corrective action. |
| Penalty: Oregon resident producer and business entity licenses revoked |
| Date of Order: 04/10/2006 |
|
Final
|
|
| Fidelity National Title Company of Oregon |
| Portland, Oregon |
| Violation: Gave a thing of value to an intermediary. |
| Penalty: $6,000 fine |
| Date of Order: 06/27/2006 |
|
Final
|
|
| Franklin, Carolyn R., also known as Carolyn R. Hardman |
| Springfield, Oregon |
| Violation: Used a fraudulent or dishonest practice in the conduct of business. Forged another person's name on an insurance application or related document. Failed to respond to an inquiry from the DCBS director. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 09/26/2006 |
|
Final
|
|
| Gomez, Ana P. |
| Issaquah, Washington |
| Violation: Was subject to an enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 02/21/2006 |
|
Final
|
|
| Hart, Angie M |
| Sandy, Oregon |
| Violation: Used a fraudulent practice in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 04/11/2006 |
|
Final
|
|
| Hinchliffe, Michael T |
| Portland, Oregon |
| Violation: Forged another person's name on an insurance application or related document. |
| Penalty: $2,000 fine |
| Date of Order: 09/26/2006 |
|
Final
|
|
| Hopton, Safeer D. |
| San Diego, California |
| Violation: Failed to respond to an inquiry from the DCBS director. |
| Penalty: In lieu of enforcement action, Hopton agreed to surrender his Oregon nonresident producer license. |
| Date of Order: 05/18/2006 |
|
Final
|
|
| Hughes, Kyle E. |
| Salem, Oregon |
| Violation: Used fraudulent or dishonest practices in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 08/01/2006 |
|
Final
|
|
| Jenkins, John L. |
| Portland, Oregon |
| Violation: Acted incompetently or untrustworthily. |
| Penalty: $2,000 fine |
| Date of Order: 08/22/2006 |
|
Final
|
|
| Krupicka, Paul J. Jr. |
| Oregon City, Oregon |
| Violation: Used a dishonest practice and demonstrated untrustworthiness in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 03/13/2006 |
|
Final
|
|
| LaPorte & Associates, Inc. |
| Portland, Oregon |
| Violation: Failed to pay premiums owed to insureds within 30 days. Used a dishonest practice in the conduct of business. |
| Penalty: $7,000 fine |
| Date of Order: 04/19/2006 |
|
Final
|
|
| Lavorico, Shannon M |
| Roseburg, Oregon |
| Violation: Committed fraud related to insurance. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 04/17/2006 |
|
Final
|
|
| Lilly, Robert H. |
| Gresham, Oregon |
| Violation: Used a dishonest practice in the conduct of business |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 03/20/2006 |
|
Final
|
|
| Lyles, Barney T. and BLIS International Group, Inc. |
| Denver, Colorado |
| Violation: Were subject to an enforcement action by another state insurance regulator. Failed to report an enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident individual and business entity producer licenses revoked |
| Date of Order: 07/31/2006 |
|
Final
|
|
| Maher, Jane C. |
| Oxford, Connecticut |
| Violation: Was subject to an enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 01/30/2006 |
|
Final
|
|
| Malanowski, James W. |
| Portland, Oregon |
| Violation: Demonstrated incompetence or untrustworthiness in the conduct of business. |
| Penalty: $1,000 fine |
| Date of Order: 06/27/2006 |
|
Final
|
|
| McClaran, Katherine C. |
| Ashland, Oregon |
| Violation: Used a dishonest business practice. |
| Penalty: Oregon resident producer license revoked; $3,000 fine |
| Date of Order: 06/26/2006 |
|
Final
|
|
Proposed
|
|
| Mendez, Candelario, Jr. |
| Keizer, Oregon |
| Violation: Used a fraudulent practice in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 04/17/2006 |
|
Final
|
|
| Mills, Jameson D. |
| Portland, Oregon |
| Violation: Used a fraudulent practice in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 05/17/2006 |
|
Final
|
|
| New Source Benefits, LLC |
| Spartanburg, South Carolina |
| Violation: Was subject to enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 09/27/2006 |
|
Final
|
|
| O'Neal, Tim P. |
| Troutdale, Oregon |
| Violation: Failed to respond to an inquiry from the DCBS director. |
| Penalty: Oregon resident producer license revoked |
|
Final
|
|
| Reed, Gregory W |
| Lake Oswego, Oregon |
| Violation: Forged another person's name on an insurance application or related document. Made a false statement to the DCBS director. |
| Penalty: $2,000 fine |
| Date of Order: 10/03/2006 |
|
Final
|
|
| Salcido, Manuel A |
| Taos, New Mexico |
| Violation: Failed to completely respond to an inquiry from the DCBS director. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 12/18/2006 |
|
Final
|
|
| Sampson, William L. |
| Gold Hill, Oregon |
| Violation: Forged a person's name on an insurance application or related document. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 05/22/2006 |
|
Final
|
|
| Seawright, Terrence B. |
| Philadelphia, Pennsylvania |
| Violation: Made a false statement on an insurance license application. Was subject to enforcement action by other state insurance regulators. Failed to report enforcement actions by other state insurance regulators. Failed to respond to an inquiry from the DCBS director. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 07/26/2006 |
|
Final
|
|
| Smith, Damien J. |
| Moreno Valley, California |
| Violation: Was subject to enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 05/17/2006 |
|
Final
|
|
| Stearns, Robert J. |
| Fairfield, Connecticut |
| Violation: Was convicted of a crime. Was convicted of a felony involving dishonesty or breach of trust. Was subject to enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 04/27/2006 |
|
Final
|
|
| Tobey, Kenneth I., Inc. |
| Lake Oswego, Oregon, and Bellevue, Washington |
| Violation: Failed to keep records available for inspection at its principle place of business for the required time period. |
| Penalty: Ordered to immediately cease and desist from violating the Oregon Insurance Code by altering or discarding insurance business records in any form, or removing them from Oregon and Washington. |
| Date of Order: 10/26/2006 |
|
Cease & Desist
|
|
| VanCleave, Heather A |
| Dayton, Oregon |
| Violation: Demonstrated incompetence in the conduct of business. |
| Penalty: $5,000 fine |
| Date of Order: 10/03/2006 |
|
Final
|
|
| Wendt, Cameron M |
| Troutdale, Oregon |
| Violation: Was convicted of a felony involving dishonesty or breach of trust. Was convicted of a crime. Was subject to enforcement action by another state insurance regulator. Made a false statement on an insurance license application. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 04/20/2006 |
|
Final
|
|
| White, Gary A. |
| St. Petersburg, Florida |
| Violation: Misappropriated money or property. Was subject to enforcement action by other state insurance regulators. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 05/17/2006 |
|
Final
|
|
| Wieck, Paul A. |
| Portland, Oregon |
| Violation: Used a fraudulent practice in the conduct of business. |
| Penalty: Oregon resident producer license revoked |
| Date of Order: 01/19/2006 |
|
Final
|
|
| Williams, Teresa |
| Vancouver, Washington |
| Violation: Was subject to enforcement action by another state insurance regulator. Failed to report an enforcement action by another state insurance regulator. |
| Penalty: Oregon nonresident producer license revoked |
| Date of Order: 10/10/2006 |
|
Final
|
