Health Benefit Plan Rate Filings

Consumers’ role in health insurance rate reviews

Oregon encourages public interest in its health insurance rate review process. We review and must approve the rates for small employers with 2-50 employees, for people who get insurance on their own through individual plans and for consumers with portability plans. We do not review rates for larger employers (51+ employees).

Citizens can view rate request documents online and offer comment within 30 days of the posting. Comments will be posted on this Web site and will be part of the review of the proposed rate. See "e-mail notifications" below for directions on how to participate.

Key links:

E-mail notifications

Sign up online to receive an e-mail when your insurance company files a rate request and when the Department of Consumer and Business Services makes a decision on the request
Once you enter your e-mail address, you will see a list of Insurance Division topics. Look for the box that says "rate filings." Click for a list of insurance companies. Select the company (ies) you want to track. Click on the name of the company to select your type of insurance. For example, if you buy insurance on your own - and don't get it through an employer - select "individual."
When you get e-mails, you will see a link to the rate request of your company and how to comment or view others' comments.

Finding health insurance options

Healthcare.gov is a central database of health coverage choices. It combines information about each state's public programs and offers information from more than 1,000 private insurance plans nationwide. In addition, this website is a one-stop-shop for information on the Affordable Care Act, and other health care resources. The website is updated regularly and will provide increasingly detailed information on quality rankings for local health care providers and preventive services.