Licensing Procedures – Adjusters

An adjuster license is required for any person acting as an adjuster under an insurance policy.

Oregon issues general lines, crop and health adjuster licenses. Adjusters acting only as workers compensation adjusters do not need an adjuster's license as long as they are certified as a claims examiner under standards approved by the Oregon Workers Compensation Division.

Temporary permits are only available in the event of a catastrophe in this state. Salaried employees of authorized insurance companies do not need an insurance adjuster license.

Individuals
Oregon Residents

All resident adjusters must take the Oregon adjuster exam. No pre-licensing training is required.

To apply as a resident adjuster:

• Schedule and pass the required examinations.
• Have your fingerprints digitally scanned at the testing center.
• After you have passed examinations for all license classes you wish to be licensed for, apply online at NIPR.com. Please supply business and residence phone numbers. These can be the same number, but both fields need to be filled. Applicants can submit an Individual Insurance License Application (Form 3000) instead of applying online, but paper submissions take significantly longer to process than electronic submissions.
• Submit the Criminal Records Request form (Form 4862).
• Pay all required fees.

NOTE: The business entity (agency) also must file an affiliation of adjuster (Form 2139) within 30 days.

NOTE: Beginning January 1, 2011, all fingerprinting will be performed at the testing centers. Fingerprint candidates will call the exam vendor to set up an appointment to have their fingerprints digitally scanned and transmitted to the Oregon State Police for processing.

Exam Information

Exams are administered by PSI. See PSI's website (psiexams.com) for information for candidates for Oregon licenses, including how to register for exams, exam outlines, and exam fees. An insurance application must be approved before an applicant can register for an exam. Exam fees are paid directly to PSI at the time of exam registration.

Individuals who wish to request special accommodations under the Americans with Disabilities Act (ADA) or for whom English is a second language (ESL) may request special exam arrangements by submitting a special accommodations form to PSI. The form is available on PSI's website in the licensing information bulletin.

Individuals
Nonresident

To apply as a nonresident adjuster:

1. Submit an Individual Insurance License Application (Form 3000).
2. Contact the Insurance Division to see if an examination is necessary.
3. If no exam is necessary submit an original letter of certification from the home state, dated within the last 90 days, unless the license information is available on the NAIC's Producer Database.
4. Pay a $75 fee.

NOTE: The business entity (agency) also must file an affiliation of adjuster (Form 2139) within 30 days.

Business Entities
Oregon Residents

To apply as a resident adjusting firm:

1. Submit a Business Entity Application (Form 3001).
2. Pay a $75 fee.

Business Entities
Nonesidents

To apply as a nonresident adjusting firm:

1. Submit a Business Entity Application (Form 3001).
2. Submit an original letter of certification, dated within the last 90 days, from the home state unless the license information is available on the NAIC's Producer Database.
3. Pay a $75 fee.

NOTE: The business entity (agency) also must file an affiliation of adjuster (Form 2139) within 30 days.